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The mission of Analyze Now! is to disseminate inexpensive retirement planning tools to educate the user about the realities of retirement planning.

Analyze Now! does not sell or promote any securities. It produces and distributes planning papers, booklets, books and software.

There’s lots of free material on this site.  See the numerous free articles about various aspects of retirement planning and crucial retirement decisions.  Or see answers to questions people ask about most often.

Try our free programs if you have Excel on your computer.  These are not dumbed-down programs designed to sell products. They address key current issues, particularly those on social security and the decision whether to take a lump-sum or a pension or buy an annuity.  

Thinking about how much you should save for retirement, or if retired, how much you can spend this year?  Download one of our comprehensive computer programs that don’t have the many misleading elements of overly simplified planners you find on most Web sites and provide other important retirement decisions that people must make, not ignore.