Ask Bud about…

Ask Bud about….

H. K. Bud Hebeler is author of J.K. Lasser’s Your Winning Retirement Plan and retirement articles on www.analyzenow.com. He is often quoted in The Wall Street Journal and other financial publications. Email your questions to b u d s m a i l @ a t t . n e t. (See note below.) If your question is selected, it will be answered in this column. He and those responsible for this publication disclaim any responsibility for any consequence from the “Ask Bud” information.

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Click on the following links to get the answer to the following questions:

How often should I rebalance my investments and recalculate my retirement budget?

Should we start Social Security early when we have little savings?

Is there anything better than the bucket plan in which you put your retirement resources into different buckets representing different time spans?

Can I rely on any retirement planning program? They often give quite different results

How should we invest in the current environment?

Should I invest in directly-owned real estate within a Roth IRA?

Is there a simple way to calculate how much I can afford in retirement and not make a new calculation each year?

Should I retire now if Social Security will be my major support?

Is there a benefit in paying back all of my previous Social Security payments and starting again at a higher payment level?

What are the pros and cons of Long-Term-Care insurance?

How well do you think we can project our investment performance?