Helpful Articles

Taxes

Heirs may get little, feds lots.  This article shows how the Federal government may make much more from your investments than your heirs, particularly if you invest in savings bonds or must pay estate taxes from an IRA or other deferred-tax account.  It also offers some ways that may help heirs get more from your estate.

Hidden Government Costs Hit Your Wallet  Your taxes are much, much higher then you see on sales receipts and elsewhere.  See some examples in this article.

Can we afford such generous government pensions?  The total of all government worker's pensions will far exceed the total of all private sector pensions in the near future even though government employees represent less than 20% of the workforce.  We're all going to pay for it with our future taxes

Should retirees sell now if taxes will be greater next year?  Lots of people are concerned about increased tax rates next year or soon thereafter.  This article shows that most often you should not sell highly appreciated properties in anticipation of tax growth.

Another Misleading Article on Our Wealth Growth  This article exposes the government’s recent attempt to make our growth of assets look good in spite of the real facts.

Planning with unrealized gains  Financial planning programs seldom ask you to account for the taxes that will be due on unrealized gains, that is, the current market price less your original