Helpful Articles
Planning,
General
These are articles that were written to help develop ideas for journalists that work for The Wall Street Journal, Business Week, Kiplinger’s, Smart Money, AARP, newspapers, financial web sites, etc. They’ve been used as a source of quotes for these publications.
Using Historical Financial Data. Even many planners forget that financial statistics represent the past, not the future. This article shows some of the most misleading aspects of historical data.
Is there a way out of this economic mess? The future is not very bright for many future retirees. This article describes the difficulties and suggests some solutions.
Doing Better Than Your Peers. Here are some tips on things that you can do to live better than your peers in retirement considering the environment that I believe most of us are going to face in the future.
Head in the Sand Planning. There are a number of major problems with forecasting that the financial industry and the government trivialize to present an optimistic view of the future. This article shows how you can make some simple adjustments to make more realistic projections.
What? Retirement Funds from Your Home? This discusses the wisdom of planning to get some money from your home for retirement. In general, if your plan shows you are going to have to sell you home to provide funds, it’s better to downsize as early as possible even though there are situations where reverse mortgages may help.
Inflation and Debt in Retirement Planning. This article shows four planning related things you can do to help protect your future from the devastating effects of inflation.